Payment methods in Greece

Cash on delivery accounts for 9% of Greek online transactions, reflecting the relatively lower trust in online payment methods among some consumer segments. It remains particularly relevant for apparel and electronics purchases among less digitally confident shoppers.

Viva Wallet is a Greek-founded neobank and payment processor that has become a major local player in card acceptance and digital payments across Southern Europe. It offers Visa and Mastercard issuing and acquiring services and is widely integrated into Greek e-commerce merchants' checkout flows.

Paysafecard prepaid vouchers are available at Greek retail outlets and widely used for digital goods, gaming, and entertainment purchases online. Shoppers buy a voucher with a 16-digit PIN and use it at checkout without sharing any banking details. Greece is a supported Paysafecard consumer country.

Trustly is an open banking payment solution that enables consumers to pay directly from their bank account without using a card. It operates across multiple European markets and is listed by PPRO for Greece, connecting to Greek banks via PSD2 open banking APIs for instant, secure bank transfers. Merchants receive real-time payment confirmation.

SEPA Direct Debit allows merchants to collect recurring or one-time payments from Greek consumers' bank accounts after obtaining a mandate. It is used for subscriptions, utilities, and e-commerce, though it carries slightly higher refund risk than push-payment methods.