Payment methods in Fiji

Oceania

5methods

3banks

M-PAiSA has approximately 600,000 registered users with 334,000 active monthly users and is expected to process over FJD 3 billion (US$1.82 billion) in transactions.

Market takeaways

M-PAiSA has approximately 600,000 registered users with 334,000 active monthly users and is expected to process over FJD 3 billion (US$1.82 billion) in transactions.
Total digital wallet processing exceeded FJD 7.3 billion in the most recent year, with QR payment volumes rising sharply.
In 2024, the Reserve Bank of Fiji announced mobile wallet interoperability enabling transfers between wallets and banking platforms.
M-PAiSA has expanded to cross-border transfers with Cook Islands (April 2024) and Vanuatu (2023).
The digital payments market is projected to reach US$332 million in 2025, growing at 8.39% CAGR through 2028.

Population

0.93M

Online population

~0.7M

Banked population

~65%

Credit card population

~20%

Payment method breakdown

Cash50%
Mobile Wallet / Mobile Money25%
Card20%
Bank Transfer5%

Card scheme breakdown

Market data coming soon.

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Fiji

Popular options based on coverage and prominence in this market.

M-PAiSA

Fiji's leading mobile money service, operated by Vodafone Fiji. M-PAiSA has approximately 600,000 registered users and supports peer-to-peer transfers, bill payments, merchant QR payments, and international remittances. The platform expanded to cross-border transfers with Cook Islands (2024) and Vanuatu (2023), and processes over FJD 3 billion annually.

EFTPOS / Debit Cards

Electronic funds transfer at point of sale (EFTPOS) is the primary card-based payment method at physical merchants in Fiji. Cards issued by BSP, ANZ, and other Fijian banks support domestic EFTPOS transactions.

BSP (Bank South Pacific) Mobile Banking

BSP Financial Group is the Pacific's largest bank and operates mobile banking services in Fiji. BSP's mobile app supports account management, transfers, and bill payments. BSP has led digital banking modernization initiatives across the Pacific region.

ANZ Mobile Banking

ANZ Bank's mobile banking services for Fiji customers, supporting transfers, bill payments, and digital account management. ANZ is one of the major commercial banks operating across the Pacific islands.

Visa / Mastercard

International cards are accepted at hotels, resorts, larger retailers, and tourism-facing businesses in Fiji, particularly in Suva and Nadi. Essential for international tourist spending.