Payment methods in Czech Republic

Paysera is a Lithuanian-founded digital wallet and payment service with growing adoption in Czech Republic and neighbouring Baltic and Central European markets. It enables online bank transfers, currency exchange, and wallet-to-wallet payments, and is popular with smaller merchants and international sellers targeting CEE consumers.

Paysafecard allows shoppers to purchase prepaid vouchers (with PINs) at retail points and use them for online purchases without sharing bank or card details. It is listed as a supported payment method in Czech Republic by PPRO and is particularly popular for gaming, digital goods, and entertainment merchants.

As a Czech Republic resident in the EU, SEPA credit transfers are used for both domestic and cross-border transactions. Many Czech e-commerce customers prefer bank transfers to card payments given the low credit card penetration rate.

PayU is a leading online payment gateway in Central and Eastern Europe, enabling Czech consumers to make bank transfers and card payments through a unified checkout interface. It connects to Czech banks directly and is widely used by domestic e-commerce merchants. PayU supports both one-time and recurring payments.

Cash on delivery remains relevant in Czech Republic, accounting for 15% of online transactions. It is used particularly by older demographics and for high-value purchases where consumers want to inspect goods before paying.