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Payment methods in Sudan

Africa
2methods
2banks

Civil war since April 2023 has severely disrupted the banking system, with many bank branches closed or destroyed.

Market takeaways

  • Civil war since April 2023 has severely disrupted the banking system, with many bank branches closed or destroyed.
  • Sudan operates under Sharia-compliant (Islamic) finance, eliminating conventional interest-based products.
  • Prior to the conflict, Zain Cash and MTN Mobile Money were among the mobile money providers.
  • Financial sanctions and the conflict have severely limited cross-border payment access.
  • The Central Bank of Sudan (CBOS) has limited operational capacity due to the ongoing conflict.

Population

~48M

Online population

~15M (pre-conflict estimate)

Banked population

~15% (pre-conflict)

Mobile Money Penetration

~10% of adults (pre-conflict estimate)

Credit card population

~2%

Payment method breakdown

  • Cash80%
  • Mobile Money10%
  • Bank Transfer7%
  • Card2%
  • Other1%

Card scheme breakdown

  • Visa50%
  • Mastercard40%
  • Local Schemes10%
  • Other0%

Cross-border e-commerce

Market data coming soon.

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