Payment methods in Niger

Africa

2methods

1bank

Only 15% of Niger's adults have access to a financial account, one of the lowest rates globally.

Market takeaways

Only 15% of Niger's adults have access to a financial account, one of the lowest rates globally.
Niger is part of the WAEMU regional instant payment system, providing infrastructure for cross-border payments.
Mobile money is primarily provided by Orange Money and Moov Money.
Niger's military government (since 2023) and FATF grey list status create compliance challenges.
Cash dominates all economic activity; mobile money adoption is nascent but growing from a low base.

Population

~27M

Online population

~5M

Banked population

~15%

Mobile Money Penetration

~20% of adults

Credit card population

~1%

Payment method breakdown

Cash75%
Mobile Money20%
Bank Transfer4%
Card1%
Other0%

Card scheme breakdown

Visa55%
Mastercard40%
Local Schemes5%
Other0%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Niger

Popular options based on coverage and prominence in this market.

Orange Money Niger

Orange Money is Niger's leading mobile money service, providing P2P transfers, bill payments, merchant payments, and airtime top-up. Accessible via USSD for feature phone users. Part of the WAEMU interoperable mobile money network.

Moov Money Niger

Moov Money provides mobile financial services to Moov subscribers in Niger, competing with Orange Money in urban areas and selected semi-urban regions.