Payment methods in Mauritius

Africa

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Mauritius has one of the highest banking penetration rates in Africa, with most adults having bank accounts.

Market takeaways

Mauritius has one of the highest banking penetration rates in Africa, with most adults having bank accounts.
The country is emerging as an African payments hub, with fintechs using Mauritius as a base for regional treasury operations.
One digital payments provider recorded 300%+ transaction volume growth YoY in 2024–2025.
The Bank of Mauritius established an Open Lab and is piloting a Digital Rupee (CBDC).
E-commerce penetration is relatively high compared to the rest of Africa, with strong card and internet banking use.

Population

~1.3M

Online population

~1M

Banked population

~90%+

Mobile Money Penetration

~30% of adults

Credit card population

~25%

Payment method breakdown

Card45%
Bank Transfer30%
Mobile Payment15%
Cash8%
Other2%

Card scheme breakdown

Visa55%
Mastercard40%
American Express3%
Other2%

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Mauritius

Popular options based on coverage and prominence in this market.

MyT Money (Emtel / Mauritius Telecom)

MyT Money provides mobile wallet services linked to the national telecom, enabling top-ups, transfers, and bill payments. It provides mobile financial services particularly to users without full bank accounts.

Internet Banking (EFT)

Internet banking is well-developed in Mauritius, with most adults having access to online bank transfers for bill payments, merchant transactions, and cross-border transfers. The MauCAS interbank payment system provides the clearing infrastructure.

Visa / Mastercard (Cards)

Bank-issued debit and credit cards are widely used in Mauritius for both in-person and online transactions. Visa and Mastercard are the dominant card networks, reflecting strong banking infrastructure.

MCB Juice / Juice by MCB

Juice is MCB's popular mobile banking and payment app, widely used for P2P transfers, merchant payments, bill payments, and bank-linked purchases. It is one of Mauritius's most used digital financial services apps.