Payment methods in Haiti

North America

3methods

2banks

Approximately 80% of adults are unbanked, making mobile money the primary digital financial tool.

Market takeaways

Approximately 80% of adults are unbanked, making mobile money the primary digital financial tool.
MonCash has grown to 2 million active customers, the largest digital wallet in the country.
Mobile money transaction value grew 950% and volumes grew 2,000%+ over the period of rapid expansion.
Most businesses operate without websites; social media (Facebook, Instagram, WhatsApp) is the main e-commerce channel.
Cash, checks, and bank transfers remain the preferred payment methods for the small formal e-commerce sector.

Population

11.7M

Online population

~3.5M

Banked population

~20%

Payment method breakdown

Cash75%
Mobile Money15%
Bank Transfer7%
Card3%
Other0%

Card scheme breakdown

Market data coming soon.

Cross-border e-commerce

Market data coming soon.

Featured payment methods in Haiti

Popular options based on coverage and prominence in this market.

MonCash (Digicel Haiti)

MonCash is Haiti's leading mobile money platform, operated by Digicel Haiti. Originally launched as Tcho Tcho Mobile and rebranded in 2015, MonCash enables P2P transfers, bill payments, merchant payments, mobile top-ups, and cash-in/cash-out via a network of over 2,000 agents nationwide. It has approximately 2 million active customers and processes tens of millions of transactions monthly, serving as the backbone of digital financial inclusion in Haiti.

Lajan Cash (Natcom)

Lajan Cash is the mobile money product operated by Natcom, Haiti's second major telecommunications provider. It competes with MonCash for the mobile money market and offers similar P2P transfer, bill payment, and merchant payment capabilities. Natcom also provides Starlink-based internet services nationwide since 2023.

Bank Transfers (Commercial Banks)

Haiti's banking sector comprises seven domestic banks and one foreign institution, collectively managing approximately US$5 billion in assets. Bank transfers via internet banking portals are used by the small formal business sector but remain inaccessible to the majority of the unbanked population. Unibank, Sogebank, and BNC are among the larger commercial banks.